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Background:

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EBS is a payment gateway company which facilitates Indian Merchants First banking entities in India to provide this solution in affiliate with UTI Bank

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Client Requirement:

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1) Developing Payment Gateway Architecture
2) Connectivity between Master Visa and UTI
3) Secured Merchant Information
4) Reports in Various formats
5) Integration Kit

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Technologies Used:  PHP, MYSQL, Linux

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PHPis an established server-side scripting language for creating dynamic Web pages. As a language that has been designed expressly for the Web, it brings many features that commercial entities are looking for:
• Exceptionally short learning curve
• Quick development time
• Very high performance
Advantages
• PHP supports all major platforms (UNIX, Windows and even mainframes), and features native support for most popular databases.
• All these factors make it a very good choice for Web development
• PHP is lightweight and focused on the Web - where it can solve complex problem scenarios quicker.
MySQL is a database engine that's robust and efficient, easy to install and learn, secure, and available on many operating systems both under Open Source and Commercial licenses.
• It's easy to use: While a basic knowledge of SQL is required—and most relational databases require the same knowledge—MySQL is very easy to use. With only a few simple SQL statements, you can build and interact with MySQL.
• It's secure: MySQL includes solid data security layers that protect sensitive data from intruders. Rights can be set to allow some or all privileges to individuals. Passwords are encrypted.
• It's fast: In the interest of speed, MySQL designers made the decision to offer fewer features than other major database competitors, such as Sybase* and Oracle*. However, despite having fewer features than the other commercial database products, MySQL still offers all of the features required by most database developers.
• It supports several development interfaces: Development interfaces include JDBC, ODBC, and scripting (PHP and Perl), letting you create database solutions that run not only in your NetWare 6.5 environment, but across all major platforms, including Linux, UNIX, and Windows.
Linux
• 99.5% uptime guarantee
• No hidden charges guarantee
• Email Accounts (POP3 & Web Mail)
• Sub-Domains
• FTP Accounts
• Email Filters
• Email Forwarders
• SPAM Blocker
• Web based control panel
• Web based Email access
• Detailed Traffic Statistics (Webalizer/Analog/AWstats/Raw Logs)
• Technical support
• Auto responders
• PHP4 & MySQL database
• Mailing List
• Free sub domains
• Microsoft FrontPage extensions
• Search engine submission tools
• Your own CGI-BIN
• 24/7 FTP access
• POP3 email accounts
• Password-Protected Directories
• Fantastico 2.8 Deluxe!

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Challenge:

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Integrating with Master card since the application was built in Windows operating system environment there was a bridge which was made to communicate with windows and get the connectivity success between Linux and windows.

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Solution:

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• Payment gateway is a complete solution for providers of both tangible an intangible products.
• Our payment processing solutions provides the client with a customizable transaction interface,
• Multi – level customer service interaction and allows processing all major credit cards and managing transactions.

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Result:

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They are providing it as products to their merchants with fast, reliable and secure passage for transaction data via Secure Sockets Layer (SSL), Internet Protocol (IP) connection and managing the complex routing of payments information to the appropriate credit card processors.